I. Program Parameters/Qualifications
Designed for pro-anglers, fishing guides and amateur fisherman
and fisherwomen who are active members of a fishing association,
or are individuals who simply enjoy the sport of freshwater
and/or saltwater fishing.
II. Watercraft
Qualifications
A. Watercraft must be less than 26 feet and less than
$75,000. in combined hull, outboard motor(s), watercraft
trailer and unattached equipment and accessories value
(excluding personal effects which would include fishing
equipment.)
B. The bass boat does not have the capability of exceeding
a maximum speed of 80 miles per hour.
C. The maximum outboard motor horsepower entertained under
this program is 250 horsepower.
D. No bass boats that are over twenty (20) years of age
will be considered under this program.
E. All outboard motors MUST be “stock” manufacturer’s
motors. NO “modifications” to the outboard motors to enhance
its performance with the “exceptions” of the addition
of a “jack plate” or change in propeller.
F. Both a Speed Warranty and a Kill Switch/Hot Foot Warranty
will be attached to the policy for any watercraft which
exceeds 60 miles per hour.
G. Prohibited bass boat manufacturers are: Allison, Bullet,
and Gambler. (This is due to both their speed capabilities
and hull manufacturing materials, i.e.kevlar.)
H. Outboard motors over seven (7) years of age for association
members that are not “fishing guides”or “pro-anglers”;
and over five (5) years of age for association members
that are “fishing guides” or “pro-anglers” will be covered
on an “Actual Cash Value” basis by endorsement to our
policy.
III. Operator/Owner Qualifications
A. The owner/ Named Operator MUST be at least twenty-one
(21) years of age.
B. The owner MUST have at least three (3) or more
years of watercraft experience and ownership ---
excluding Personal Watercraft experience. (PWC experience
and/or ownership does not count!)
C. The Company will NOT accept an operator of a bassboat
if within the past three (3) years there have been:
1. More than three (3) violations per operator or five
(5) per household; or
2. Any major violations such as “Reckless Driving”; “DUI/DWI”;
or any other alcohol or drug related offenses; or
3. More than one (1) “at fault” accident; or
4. “Suspension” or “Revocation” of a drivers license without
the prior approval of Old United Casualty Company’s Home
Office.
IV. Valuation
“Agreed Value/Fair Market Value” form (except for
certain scheduled items which are subject to depreciation
specifically outlined in the policy). Outboard motors
seven (7) years or older for association members that
are not “fishing guides or pro-anglers”; or five (5) years
of age or older for “fishing guides” and “pro-anglers”
are subject to “Actual Cash Value” valuation.
V. Navigation Limits
Navigational limits under this program will be limited
to the inland waters of the contiguous 48 states of the
United States and Canada, the Great Lakes, and all coastal
waters of the contiguous 48 states of the United States,
but not to include the Atlantic or Pacific Coastal waters
of Canada.
VI. Minimum Premiums
$200.00 for all association members’ policies; and
$350.00 for all “fishing guides” or “pro-angler’” policies.
VII. Miscellaneous
All risks MUST be submitted to Sunbelt General Agency,
Inc. for quotation purposes. Quotes will be honored for
a maximum of thirty (30) days after they have been released
to the association’s member by Sunbelt General Agency,
Inc.
Coverage overview
Call Anglers Advantage
at 800-786-1054 for a free quote with no obligation.
